Our firm is comprised of professionals with many years of experience in the mortgage, debt collections and credit repair industries. Having these experts on our staff gives us the advantage of having the inside know how to cut through all the red tape and get results. Our staff is constantly attending seminars and courses in the credit industry in order to assure that we provide you with up to date information and give you proper consultation

Settlements

We've helped many individuals settle their collection debts for pennies on the dollar. Our staff includes ex-debt collectors who have the inside know how to not only settle your debt for a fraction of your balance but also to insure that your credit report is immediately updated to once you pay the settlement agreement

Credit Usage alert

A consumer statement can be placed on your credit report requesting that you receive a phone call the moment your information is being used to appy for credit or if you credit report has been pulled. This service will not only provide you with peace of mind, it also gives you the security and proctection you and your credit deserve.

Loan Qualifier Program

As you may know, the higher your FICO score, the greater chances you have to obtain an auto loan, personal loan and a home purchase loan. More importantly a higher score practically guarantees you a much much lower interest rate on any type of loan you obtain, This can mean thousands of dollars in savings. Our Loan Qualifier Program will show you how to improve your chances of obtaining a loan at the lowest rate possible.

Credit Reports

It is highly recommended to that you review your credit report twice a year so that you can have full knowledge as to how your credit stands and to insure that all your credit information is accurate. We provide full Tri-Merged credit reports. (TransUnion, Experian and Equifax). This detailed report will provide you with all three scores and detailed reasons on how each of your scores was determined.